Services
Four focused areas of guidance, all built around keeping you in control of your money and reducing your reliance on Wall Street's average returns.
A complete approach to your money
Dash2 Capital helps successful professionals, business owners, real estate investors, and families create greater clarity, confidence, and intentionality around their money. Rather than sending your money to a bank or brokerage and hoping for average returns, David Forbes designs strategies that emphasize certainty, control, and efficiency so your money works harder and stays in your hands.
Infinite Banking Advisory
Privatized banking using the cash value of dividend-paying whole life insurance as the platform.
Explore serviceIncome Planning
Income management through the Currence platform to empower your financial strategies.
Explore serviceCapital Deployment
Private commercial lending with guarantees and an equity component.
Explore servicePrivate Lending
Private lending strategies that keep you in control of your capital.
Explore serviceInfinite Banking Advisory
The Infinite Banking Concept (IBC) is a financial strategy that uses a specially designed whole life insurance policy as your personal banking system. Instead of sending your money to a bank or brokerage, you build cash value inside a dividend-paying whole life policy and then borrow against that cash value to finance your life's needs. Your money keeps compounding while you use it, and you pay yourself back instead of paying a bank.
- Specially Designed Life Insurance Contracts built to maximize accessible cash value
- Dividend-paying whole life insurance as a privatized banking platform
- Your money keeps compounding even while you borrow against it
- You pay yourself back instead of paying a bank
Income Planning
Income planning through the Currence platform helps families manage and empower their income strategies. As a Currence Certified Income Advisor, David works with you to organize your income so it supports your broader financial life with intentionality and clarity.
- Income management through the Currence platform
- Currence Certified Income Advisor guidance
- Organized to support your broader financial strategy
Capital Deployment
Capital deployment strategies put your money to work through private commercial lending structures that combine guarantees with an equity component. This approach is designed for clients who want their capital earning in more than one way at once, with less reliance on the volatility of public markets.
- Private commercial lending structures
- Guarantees combined with an equity component
- Designed to reduce reliance on public-market volatility
Private Lending
Private lending gives you a way to deploy capital outside the traditional banking system while maintaining control. These strategies are tailored to your goals and structured to prioritize certainty and efficiency over speculation.
- Capital deployed outside the traditional banking system
- You maintain control of your money
- Structured to prioritize certainty and efficiency
How these services work together
Each service stands on its own, but they are designed to reinforce one another so your financial life operates more like a banking business.
Certainty
Specially designed dividend-paying whole life contracts provide guaranteed growth, tax advantages, and contractual protection against market loss.
Control
You become your own source of financing. Borrow against your policy cash value on your own terms while your full capital continues compounding uninterrupted.
Efficiency
Income planning and capital deployment work together to minimize tax drag and eliminate unnecessary interest sent to outside commercial institutions.
Not sure where to start?
The first conversation is free and lasts 45 minutes. David will walk through your current setup and help you understand whether the Infinite Banking Concept is the right fit for your goals. There are no consulting fees and no obligation for the initial call.
Request a Clarity Call
Complete the form below and David will follow up directly.
Ready to operate more like a banking business?
Start with the book that explains the Infinite Banking Concept, or schedule a free Clarity Call with David.